If you purchase a newly built, energy-efficient home in Canada with CMHC-insured financing, the CMHC Eco Plus program offers a simplified way to recover part of your cost. You may qualify for a 25% partial refund on your mortgage loan insurance premium as long as your home meets the right energy standards. Below, we explain […]
Getting ready to purchase a starter home? We’ve put together a list of things a first-time home buyer may not be aware of. Make sure you avoid these costly and annoying mistakes to save yourself the headache. 1. Neglecting Your Credit Score You’ve got loans, accounts, bills, credit cards and more. And you do your […]
As of December 15, 2024, the Canadian government has implemented significant changes to mortgage regulations, allowing 30-year amortization periods for insured mortgages. This extension applies to all first-time homebuyers and purchasers of newly constructed homes, aiming to make homeownership more accessible by reducing monthly mortgage payments. Who is Eligible? The extended 30-year amortization period applies […]
Moving to a new home is exciting, but the packing process can be rough. There always seems to be more work than there is time to do it. Fortunately, moving houses isn’t as complex as it used to be. With so many DIY options, self-storage providers and transit companies at the push of a button, […]
When you purchase a newly constructed home, especially from a large-scale developer, it’s essential to know which aspects can be customized pre and post-construction. While many upgrades are best done during the build, several enhancements can be deferred. Here’s what you need to know before you change finishes after construction. Paint and Wallpaper Changing interior […]
Venturing into homeownership? The choice between townhomes vs. detached homes can significantly shape your living space and daily experiences. With distinct advantages and inherent traits unique to each, it’s essential to discern which aligns best with your family’s lifestyle and aspirations. Check out our comparison guide below to find out if there’s a perfect floor […]
It’s one thing to move across town but to start fresh in a new development like Harmony on Twenty in a new city like Hamilton is a different story. After all, you’re moving in without any real idea of what to expect from the residents and locations from one street to the next. That’s why […]
When it comes to buying a new home, townhouses are the perfect option for those looking for a spacious, low-maintenance dwelling that offers a sense of community and convenience. Before any major purchase, it’s important to understand what townhome living entails and what financial considerations you should be aware of before buying. In this article, […]
Most people wish that they could have a home worthy of those minimalist magazines. There is just enough stuff in these spaces to be practical and look lived in, but nothing is overwhelming. If your goal is to pare down stuff, we have some expert tips to share on how to declutter your home. […]
When you make the decision to buy a home, you might be torn between the historic charm of an older home and the customized high-end finishes of a ready-to-move-in new construction home. This is a common challenge faced by home buyers. However, these five tips should help you decide which one is right for you. […]
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